8 books on financial literacy and personal finance
14 de August, 2025
Financial literacy is a fundamental skill in anyone’s life. We all need to make financial decisions in our daily lives. And however simple or innocuous these decisions may seem to us, the truth is that they have an impact on our stability, well-being and quality of life.
It’s never too late to find out more about personal finance, savings and investing. If you’d like to better understand some financial concepts and make more conscious decisions about your money, reading can be an excellent starting point.
Take a look at our selection of books by national and international authors that can help you.
Read also: 5 personal finance courses to learn how to manage your money better
1 – The Richest Man in Babylon, George S. Clason
This is a classic of financial education. Through parables set in ancient Babylon, the author conveys fundamental and timeless principles of money management, such as living below your means, saving consistently and investing wisely. It’s a simple but powerful read that continues to inspire generations.
2 – Rich Dad, Poor Dad, Robert T. Kiyosaki
This book is one of the most influential – and one of the best-selling – on personal finance. Kiyosaki compares two views of money: the traditional one, focused on salary (the father who works all his life without ever achieving financial security and independence); and the entrepreneurial one, focused on asset creation (the father who generates wealth through investment).
3 – Making Money, Pedro Andersson
Known for his Contas-Poupança project, journalist Pedro Andersson brings together in this book practical advice to improve the financial health of the Portuguese. With a direct and realistic approach, five steps are presented that can help people create wealth with a normal salary.
4 – How to Grow Your Money Throughout Your Life, Pedro Barata
The most pessimistic forecasts predict that those who retire in 2050 could have a pension of less than half the value of their final salary. As retirement is a sensitive issue in the Portuguese economy, it is essential that people prepare for their financial stability at every stage of their lives. The author aims to convey this message by providing strategies for saving, investing and protecting assets over the long term.
5 – Put Your Money to Work for You, Bárbara Barroso
Personal finance expert and author of the MoneyBar podcast, Bárbara Barroso presents in this book a clear and motivating approach for those who want to start investing and achieve financial freedom. With practical examples and accessible language, this book helps readers take their first steps into the world of investments and make more informed financial choices.
6 – Money or Life, Vicki Robin and Joe Dominguez
More than just a book on finance, this book offers a profound reflection on the relationship between money, time and purpose. The authors argue that people should align their spending with their values and life goals, promoting not only greater freedom, but also personal fulfillment.
7 – The Secrets of the Millionaire Mind, T. Harv Eker
This book explores the psychological side of finance. According to the author, we all have a money fingerprint, and that fingerprint determines the financial direction of our lives. The way we think about money directly influences our results and, as such, it may be necessary to let go of some limiting beliefs.
8 – Grow your Stocking, Elisabete Lourenço
Aimed at a younger audience (children aged 6 to 12), but useful for all ages, this book is an excellent introduction to financial literacy. Using simple language and appealing illustrations, the author covers concepts such as saving and responsible consumption, seeking to encourage good financial habits from an early age.
Have you read any of these books? Do you know of any others you’d recommend? Share them with us.